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Companies offering a variety of personal, business, and industrial insurance policies.
A-Z Business Listings :
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A.I.M. Mutual Insurance Companies
At A.I.M. Mutual Insurance Companies, we are
committed to setting the standard in service excellence. We are guided by our
founding principles to stabilize workers compensation costs and make them
predictable for Massachusetts and New Hampshire employers.
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Arbella Mutual Insurance Company
Arbella was founded in 1988 to provide business and
personal insurance engineered for the unique challenges of New England life.
While our marketplace has changed, our focus on New England customers remains as
sharp as ever.
Today, Arbella Insurance Group is a financially-strong, customer-focused
regional group of property and casualty insurance carriers providing personal
and business insurance in Massachusetts and Connecticut and business insurance
in Rhode Island and New Hampshire.
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Amica Insurance Company
National mutual company offering insurance for
auto, home, life, flood, and boat. Site offers online quotes for some of Amica's
products.
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Bright Insurance
Since 1931, we've been successfully working to
provide a home for your Massachusetts business and personal insurance needs. A
primary reason for our success is that our customers know that we have their
best interests at heart, and they know they can depend on us.
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Commerce Insurance Company
The Commerce Insurance Company provides personal
and commercial property and casualty insurance in Massachusetts and New
Hampshire. Our core product lines include personal automobile, homeowners, and
commercial automobile insurance. In Massachusetts, Commerce Insurance is the
leading provider of both private passenger and homeowners insurance and is the
second leading provider of commercial automobile insurance. Commerce markets our
products exclusively through professional independent agents who are
conveniently located throughout Massachusetts and New Hampshire.
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Daniel J. Guarino Insurance Agency Inc.
The Daniel J. Guarino Insurance Agency helps both
individuals and businesses in Massachusetts get the best coverage at the best
rates.
The Daniel J. Guarino Insurance Agency was founded in 1976 by Daniel J. Guarino.
Since inception, the agency has been committed to excellence by providing high
quality customer service to the people of Massachusetts. As a small agency with
a dedicated, knowledgeable and experienced support staff, we are able to give
our clients the advice, service and support they deserve. This in turn, enables
us to develop long lasting, professional relationships with our clients in
Greater Boston and all of Massachusetts.
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Electric Insurance Company (EIC)
Provides auto and home insurance nationwide. Self
Service Center allows users to manage their policy and file claims online. Site
offers insurance glossary and articles for consumers.
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Fitts Insurance Agency, Inc.
Fitts Insurance Agency, Inc. is a full service
independent insurance agency offering insurance products and services for all
walks of life including home, auto, boat and businesses.
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Liberty Mutual Group
A diversified financial services company, including
a multi-line property and casualty company, a financial services company, and a
life insurance company.
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Malcolm and Parsons Insurance Agency
Offering a complete line of insurance coverage for
all of your commercial and residential insurance needs.
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Massachusetts Association of Insurance Agents
MAIA is the leading trade association for over
2,000 Massachusetts Independent Agencies and their estimated 15,000 employees.
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Massachusetts Division of Insurance
Monitors the solvency of its licensees in order to
promote a healthy, responsive and willing marketplace for consumers who purchase
insurance products.
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Massachusetts Mutual Financial Group
Financial services company providing life,
annuities, disability income, long-term care, retirement, trust services, and
money management products and services. Site offers product details, services,
news, articles, and fund performance returns.
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Paul Murphy Insurance Insurance Agency
At Paul Murphy Insurance Insurance Agency, we are
committed to excellence. We realize that as an insurance buyer, you want the
right coverage at a great price. Our friendly customer service agents will walk
you though the insurance shopping process, explaining every detail along the
way. It is our Agency's intention to provide you with a comprehensive policy you
are comfortable with and confident in.
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Provider Insurance Group
Founded in 1945, Provider Insurance Group is a
Trusted Choice insurance agency that has grown over the past 60 plus years into
a world class, client-focused organization. After a rigorous examination and
fitness review of seventeen quality points, Provider was awarded the Five Star
designation, which is held by less than 1% of insurance agencies in New England.
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Rizzo Insurance Group of Massachusetts
We are an independent insurance agency dedicated to
providing our clients with personal service and superior insurance products. Our
insurance experts will provide you with personal and business insurance
solutions to protect every aspect of your life. Not only can we secure the
insurance needs of your car and home, we also offer specialized insurance
protection for your Massachusetts business including coverage for contractors
and restaurants.
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Safety Insurance
Safety Insurance is a premier provider of
Massachusetts auto, home and business owners insurance.
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Travelers of Massachusetts
We know selecting an insurance policy can be
confusing. The options may seem endless. At Travelers of Massachusetts, we're
dedicated to delivering personal attention and convenient one-stop shopping that
meets all of your individual needs - and saves you money!
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See Also :
Insurance :
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Insurance, in law and
economics, is a form of risk management primarily used to hedge against the risk
of a contingent, uncertain loss. Insurance is defined as the equitable transfer
of the risk of a loss, from one entity to another, in exchange for payment. An
insurer is a company selling the insurance; an insured or policyholder is the
person or entity buying the insurance policy. The insurance rate is a factor
used to determine the amount to be charged for a certain amount of insurance
coverage, called the premium. Risk management, the practice of appraising and
controlling risk, has evolved as a discrete field of study and practice.
The transaction involves the insured assuming a guaranteed and known relatively
small loss in the form of payment to the insurer in exchange for the insurer's
promise to compensate (indemnify) the insured in the case of a large, possibly
devastating loss. The insured receives a contract called the insurance policy
which details the conditions and circumstances under which the insured will be
compensated.
Insurance involves pooling funds from many insured entities (known as exposures)
in order to pay for relatively uncommon but severely devastating losses which
can occur to these entities. The insured entities are therefore protected from
risk for a fee, with the fee being dependent upon the frequency and severity of
the event occurring. In order to be insurable, the risk insured against must
meet certain characteristics in order to be an insurable risk. Insurance is a
commercial enterprise and a major part of the financial services industry, but
individual entities can also self-insure through saving money for possible
future losses.
Global insurance premiums grew by 3.4% in 2008 to reach $4.3 trillion. For the
first time in the past three decades, premium income declined in
inflation-adjusted terms, with non-life premiums falling by 0.8% and life
premiums falling by 3.5%. The insurance industry is exposed to the global
economic downturn on the assets side by the decline in returns on investments
and on the liabilities side by a rise in claims. So far the extent of losses on
both sides has been limited although investment returns fell sharply following
the bankruptcy of Lehman Brothers and bailout of AIG in September 2008. The
financial crisis has shown that the insurance sector is sufficiently
capitalised. The vast majority of insurance companies had enough capital to
absorb losses and only a small number turned to government for support.
Advanced economies account for the bulk of global insurance. With premium income
of $1,753bn, Europe was the most important region in 2008, followed by North
America $1,346bn and Asia $933bn. The top four countries generated more than a
half of premiums. The US and Japan alone accounted for 40% of world insurance,
much higher than their 7% share of the global population. Emerging markets
accounted for over 85% of the world’s population but generated only around 10%
of premiums. Their markets are however growing at a quicker pace.
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